Updated 02/08/10 [Printable Format]
DEFERRED ANNUITIES
PRODUCT BASE TOTAL LOCK MIN SURRENDER AGE
Allianz AM Best=A S&P=AA
Dominator Plus 5 Year 2.65% 2.65% 5 yrs 3.00% 10-9-8-7-6 85
Dominator Plus 10 Year 3.90% 3.90% 10 yrs 3.00% 10-9-8-7-6-5-4-3-2-1 85
Power 5 - (NY) 3.25% 8.25% 7 yrs 3.00% 7% Declining 80
American National AM Best=A S&P=AA
Palladium MYG- 3 Year 2.00% 2.00% 3 yrs 1.50% 8-8-8 [window] 7-6-5-4-3-2-1* 85
Palladium MYG - 4 Year 2.15% 2.15% 4 yrs 1.50% 8-8-8-7 [window] 6-5-4-3-2-1* 85
Palladium MYG - 5 Year 2.50% 3.50% 5 yrs 1.50% 8-8-8-7-6 [window] 5-4-3-2-1* 85
Palladium MYG - 6 Year 3.25% 3.25% 6 yrs 1.50% 8-8-8-7-6-5 [window] 4-3-2-1* 85
Palladium MYG - 7 Year 3.35% 4.35% 7 yrs 1.50% 8-8-8-7-6-5-4 [window] 3-2-1* 85
Palladium MYG - 8 Year 3.70% 3.70% 8 yrs 1.50% 8-8-8-7-6-5-4-3 [window] 2-1* 85
Palladium MYG - 9 Year 3.20% 5.20% 9 yrs 1.50% 8-8-8-7-6-5-4-3-2 [window] 1* 85
Palladium MYG - 10 Year 3.55% 4.55% 10 yrs 1.50% 8-8-8-7-6-5-4-3-2-1 85
Assurity Life AM Best=A-
Encore Bonus Annuity 3.50% 3.50% 2 yrs 1.50% 9-8-7-6-5-4-3-2 90
Secure 3 (NQ ONLY) 1.50% 2.00% 3 yrs 3.00% 7-7-7 90
Secure 5 (NQ ONLY) 1.60% 2.60% 5 yrs 3.00% 7-7-7-6-5 90
Secure 7 (NQ ONLY) 1.90% 2.90% 7 yrs 3.00% 7-7-7-6-5-5-5 90
ING USA Annuity AM Best=A, S&P=A+
Guarantee Choice 0.00% 0.00% 5 yrs 1.50% 7-7-7-6-5 80
Guarantee Choice 2.75% 3.75% 7 yrs 1.50% 7-7-7-6-5-4-3 80
Guarantee Choice 3.70% 4.70% 10 yrs 1.50% 7-7-7-6-5-4-3-2-1 80
Guarantee Choice 0.00% 0.00% 3 yrs 1.50% 7-7-7 80
Lincoln Benefit Life AM Best=A+, S&P=AA+
Treasury Linked Annuity 1.30% 1.30% 5 yrs 2.00% 9-8-8-7-6[window]5-4-3-2-1* 90
Tactician 1.65% 1.65% 5 yrs 2.00% 8-8-7-6-5 90
Tactician 2.15% 2.15% 6 yrs 2.00% 8-8-8-7-6-5 90
Tactician 2.25% 2.25% 7 yrs 2.00% 8-8-8-7-6-5-4 90
Tactician 2.45% 2.45% 8 yrs 2.00% 8-8-8-7-6-5-4-3 90
Tactician 3.00% 3.00% 9 yrs 2.00% 8-8-8-7-6-5-4-3-2 90
Tactician 3.00% 3.00% 10 yrs 2.00% 8-8-8-7-6-5-4-3-2-1 90
Old Mutual Financial Network AM Best=A-
OM Guarantee Platinum 0.00% 0.00% 3 yrs 1.50% 9-8-7 90
OM Guarantee Platinum 3.50% 3.50% 5 yrs 1.50% 9-8-7-6-5 90
OM Guarantee Platinum 4.00% 4.00% 7 yrs 1.50% 9-8-7-6-5-4-3 90
One America AM Best= A
Annuity Care 5.05% 5.05% 5 yrs 2.00% 8-8-8-7-6-5-4-3-2-1 85
Presidential Life AM Best=B+, S&P=BB+
Secure 4 3.00% 3.00% 4 yrs 3.00% 7-6-6-5 90
Secure 5 3.10% 3.10% 5 yrs 3.00% 7-7-6-6-4 90
Secure 6 3.00% 3.00% 6 yrs 3.00% 7-7-7-6-5-4 90
United of Omaha AM Best=A+ S&P=AA+
Ultra Secure 5 2.20% 3.20% 5 yrs 2.00% 6-6-6-6-5 89
Ultra Secure 7 2.85% 2.85% 7 yrs 2.00% 6-6-6-6-5-4-3 89
Bonus Flexible Annuity 2.60% 3.60% 1 yrs 2.00% 8-8-7-6-5-4-3-2 85
INDEXED ANNUITIES
PRODUCT PARTICI-
PATION		 CR METHOD / CAP LOCK BONUS FREE WITHDRAWAL AGE
Allianz AM Best=A S&P=AA
MasterDex Plus 100% Mo PTP, Ann PTP or Mo Ave w/spread 7 yrs N/A 10% of premium submitted 80
MasterDex 5 Plus 100% Mo PTP, Ann PTP or Mo Ave w/spread 10 yrs 5% 10% of premium submitted 80
MasterDex 10 Plus 100% Mo PTP, Ann PTP or Mo Ave w/spread 5 x 10 yrs 10% 10% of premium submitted 80
MasterDex (NY) 100% Mo. Point to Point 7 yrs N/A 10% of premium submitted 80
MasterDex X 100% Mo PTP, Ann PTP or Mo Ave w/spread 10 yrs 10% 10% of premium submitted 80
Endurance Elite 100% - 105% EWB Mo PTP, Ann PTP or Mo Ave w/spread 5 yrs 10% EWB 10% of premium submitted 80
Endurance Plus 100% - 105% EWB Mo PTP, Ann PTP or Mo Ave w/spread 10 yrs 20% 10% of premium submitted 80
Pro V1 100% Ann PTP 5 yrs N/A 10% of Premium Immediately 85
Lincoln Benefit Life AM Best=A+ S&P=AA+
Saver's Index Annuity 60%-100% PTP 5.50%
PTP 5.00%		 10 yrs N/A 10% Year 2 75
Saver's Index Annuity III 60% - 100% PTP 5.50%
PTP 5.00%		 10 yrs N/A 10% Year 2 75
SINGLE PREMIUM IMMEDIATE ANNUITIES
PRODUCT MAX AGE DETAILS
Allianz   AM Best+A S&P=AA
Immediate Elite Annuity 100 Several payout options available and no chargebacks for death
InCommandDex 80 Fixed annuity that combines potential indexed growth before and during the income stream.
United of Omaha   AM Best=A+ S&P=AA+
Income Access 85 50% increase for Nursing Home. 20% for certain other medical conditions. 3% inflation protection. Returns premium at death or for terminal illness.