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| DEFERRED ANNUITIES | ||||||||
| PRODUCT | BASE | TOTAL | LOCK | MIN | SURRENDER | AGE | ||
| Allianz | AM Best=A S&P=AA | |||||||
| Dominator 5 Year | 4.90% | 4.90% | 5 yrs | 3.00% | 10-9-8-7-6 | 85 | ||
| Dominator 10 Year | 5.30% | 5.30% | 10 yrs | 3.00% | 10-9-8-7-6-5-4-3-2-1 | 85 | ||
| Power 5 - (NY) | 3.25% | 8.25% | 7 yrs | 3.00% | 7% Declining | 80 | ||
| American National | AM Best=A+ S&P=AA | |||||||
| Palladium MYG- 3 Year | 4.10% | 4.10% | 3 yrs | 1.50% | 8-8-8 [window] 7-6-5-4-3-2-1* | 85 | ||
| Palladium MYG - 4 Year | 4.10% | 4.10% | 4 yrs | 1.50% | 8-8-8-7 [window] 6-5-4-3-2-1* | 85 | ||
| Palladium MYG - 5 Year | 4.65% | 5.65% | 5 yrs | 1.50% | 8-8-8-7-6 [window] 5-4-3-2-1* | 85 | ||
| Palladium MYG - 6 Year | 5.40% | 5.40% | 6 yrs | 1.50% | 8-8-8-7-6-5 [window] 4-3-2-1* | 85 | ||
| Palladium MYG - 7 Year | 5.10% | 6.10% | 7 yrs | 1.50% | 8-8-8-7-6-5-4 [window] 3-2-1* | 85 | ||
| Palladium MYG - 8 Year | 5.45% | 5.45% | 8 yrs | 1.50% | 8-8-8-7-6-5-4-3 [window] 2-1* | 85 | ||
| Palladium MYG - 9 Year | 4.95% | 6.95% | 9 yrs | 1.50% | 8-8-8-7-6-5-4-3-2 [window] 1* | 85 | ||
| Palladium MYG - 10 Year | 5.20% | 6.20% | 10 yrs | 1.50% | 8-8-8-7-6-5-4-3-2-1 | 85 | ||
| Assurity Life | AM Best=A- | |||||||
| Secure 3 | 3.80% | 4.80% | 3 yrs | 3.00% | 7-7-7 | 90 | ||
| Secure 5 | 3.85% | 4.85% | 5 yrs | 3.00% | 7-7-7-6-5 | 90 | ||
| Secure 7 | 3.90% | 4.90% | 7 yrs | 3.00% | 7-7-7-6-5-5-5 | 90 | ||
| Golden Rule | AM Best= A | |||||||
| Annuity Care | 6.05% | 6.05% | 5 yrs | 2.00% | 8-8-8-7-6-5-4-3-2-1 | 85 | ||
| ING USA Annuity | AM Best=A+, S&P=AA | |||||||
| Guarantee Choice | 3.50% | 4.50% | 5 yrs | 1.50% | 7-7-7-6-5 | 80 | ||
| Guarantee Choice | 4.50% | 5.50% | 7 yrs | 1.50% | 7-7-7-6-5-4-3 | 80 | ||
| Guarantee Choice | 5.15% | 6.15% | 10 yrs | 1.50% | 7-7-7-6-5-4-3-2-1 | 80 | ||
| Lincoln Benefit Life | AM Best=A+, S&P=AA+ | |||||||
| Treasury Linked Annuity | 3.00% | 3.00% | 5 yrs | 2.00% | 9-8-8-7-6[window]5-4-3-2-1* | 90 | ||
| Tactician | 3.35% | 5.35% | 5 yrs | 2.00% | 8-8-7-6-5 | 90 | ||
| Tactician | 4.20% | 5.20% | 6 yrs | 2.00% | 8-8-8-7-6-5 | 90 | ||
| Tactician | 3.90% | 5.90% | 7 yrs | 2.00% | 8-8-8-7-6-5-4 | 90 | ||
| Tactician | 3.90% | 6.40% | 8 yrs | 2.00% | 8-8-8-7-6-5-4-3 | 90 | ||
| Tactician | 4.00% | 9.00% | 9 yrs | 2.00% | 8-8-8-7-6-5-4-3-2 | 90 | ||
| Tactician | 4.80% | 6.80% | 10 yrs | 2.00% | 8-8-8-7-6-5-4-3-2-1 | 90 | ||
| Old Mutual Financiail Network | AM Best=A, S&P=A- | |||||||
| Fidelity Platinum | 4.60% | 4.60% | 5 yrs | 1.50% | 9-8-7-6-5 | 90 | ||
| Fidelity Platinum | 4.90% | 4.90% | 7 yrs | 1.50% | 9-8-7-6-5-4-3 | 90 | ||
| Fidelity Platinum | 5.10% | 5.10% | 10 yrs | 1.50% | 9-8-7-6-5-4-3-2-1-1 | 90 | ||
| Platinum Plus 5 | 4.50% | 5.50% | 5 yrs | 1.50% | 9-8-7-6-5 | 90 | ||
| Platinum Plus 7 | 4.65% | 5.65% | 7 yrs | 1.50% | 9-8-7-6-5-4-3 | 90 | ||
| Platinum Plus 10 | 5.20% | 6.20% | 10 yrs | 1.50% | 9-8-7-6-5-4-3-2-1-1 | 90 | ||
| Presidential Life | AM Best=B+, S&P=BB+ | |||||||
| Secure 4 | 4.55% | 4.55% | 4 yrs | 3.00% | 7-6-6-5 | 90 | ||
| Secure 5 | 4.90% | 4.90% | 5 yrs | 3.00% | 7-7-6-6-4 | 90 | ||
| Secure 6 | 5.10% | 5.10% | 6 yrs | 3.00% | 7-7-7-6-5-4 | 90 | ||
| INDEXED ANNUITIES | ||||||
| PRODUCT | PARTICI- PATION |
CR METHOD / CAP | LOCK | BONUS | FREE WITHDRAWAL | AGE |
| Allianz | AM Best=A S&P=AA | |||||
| MasterDex Plus | 100% | Mo PTP, Ann PTP or Mo Ave w/spread | 7 yrs | N/A | 10%-100% of CSV | 85 |
| MasterDex 5 Plus | 100% | Mo PTP, Ann PTP or Mo Ave w/spread | 10 yrs | 5% | 10%-100% of CSV | 85 |
| MasterDex 10 Plus | 100% | Mo PTP, Ann PTP or Mo Ave w/spread | 5 x 10 yrs | 10% | 10%-100% of CSV | 85 |
| MasterDex (NY) | 100% | Mo. Point to Point /2.40% | 7 yrs | N/A | 10%-100% Cumulative | 85 |
| Infinidex | N/A | 5% Threshold Earns 3.25% | 5 yrs | N/A | 10%-100% Cumulative | 85 |
| Infinidex 5 | N/A | 5% Threshold Earns 3.00% | 10 yrs | 5% | 10%-100% Cumulative | 85 |
| Infinidex 10 | N/A | 5% Threshold Earns 4.75% | 5 X 10 yrs | 10% | 10%-100% Cumulative | 85 |
| Summit II | 100% upside-10% downside | 5 Year PTP-no caps, spreads or fees | 10 yrs | n/a | 10% Immediately | 85 |
| Americo | AM Best=A-, S&P=A- | |||||
| Ultimate One Index 9 Bonus | 35%100% | Point to Point/No Cap Point to Point 6% |
9 yrs | 4% | 10% Year 2 | 80 |
| Lincoln Benefit Life | AM Best=A+ S&P=AA+ | |||||
| Saver's Index Annuity | 60%-100% | PTP 10.00% PTP 9.00% |
10 yrs | N/A | 10% Year 2 | 75 |
| Saver's Index Annuity III | 60% - 100% | PTP 8.00% PTP 7.00% |
10 yrs | N/A | 10% Year 2 | 75 |
| Old Mutual Financiail Network | AM Best=A, S&P=A- | |||||
| Index Rewards 5 | 100% | Monthly Ave.9.25% Point to Point 8.25% |
5 yrs | N/A | 10% Year 2 | 90 |
| Spectrum Choice Bonus | 100% | Mo. Point to Point/2.25% | 14 yrs | 6% | 10%-25% Cumulative | 85 |
| SINGLE PREMIUM IMMEDIATE ANNUITIES | ||||||
| PRODUCT | MAX AGE | DETAILS | ||||
| Allianz | AM Best+A S&P=AA | |||||
| Immediate Elite Annuity | 100 | Several payout options available and no chargebacks for death | ||||
| InCommandDex | 80 | Fixed annuity that combines potential indexed growth before and during the income stream. | ||||
| United of Omaha | AM Best=A+ S&P=AA+ | |||||
| Income Access | 85 | 50% increase for Nursing Home. 20% for certain other medical conditions. 3% inflation protection. Returns premium at death or for terminal illness. | ||||